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BanKCube™
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BanKCube™ provides banking solutions and services through three main pillars: Data Services & Solutions, Business Platforms, and Digital Solutions.
Pillar 1
Data Services & Solutions
Operations Solutions…
TReport™ reporting solution
Bank operations reports.
BETL™ consolidation system
Multiple sources data consolidation.
DocCap™ system
Document Capturing and Archiving.
DSS™ system
Data Masking & Scrambling.
ERS™ Solution
Enterprise Reconciliation System.
Services & Tools…
Data Migration Services.
Data Migration Reconciliation.
Data Cleansing.
Capabilities…
Proven Solutions and Services.
Deep understanding of business data elements.
Strong Systems Integration and Data Presentations.
Pillar 2
Business Platforms
Platforms…
DSP™ Platform
Data Services Platform for reporting,documents generation, and data feeds.
AOM™ Platform
Asset Operations Management for Auto and Mortgage leasing and financing.
BAP™ Platform
Bank wide Business Authorization Platform for retail and Corporate.
EAMS™ Platform
Real estate off-plan operations and Escrow Account Management.
BMP™ Platform
Bank Market Place for auto loans and real estate mortgages.
Capabilities…
Proven and implemented platforms.
Fully configured platform.
Internal API integration.
External B2B integration.
Internal web access.
External portal access.
Cloud ready solutions.
Pillar 3
Digital Solutions
Solutions…
TAdvice™ solution
Bank documents generation for letters, advices, and statements.
TSig™ solution
Digital Signature capturing, viewing, authorization solution.
DCO™ solution
Digital Customer Onboarding,online application,authorization, and account creation.
RCS™ solution
Returned Cheque Management.
MCA™ solution
Merchant Cash Advance for SME merchant.
PMS™ solution
Procurement Management System covering end to end process from purchase request until PO issuance including venders portals and operations.
IMS™ solution
Invoices and Payment Managements.
RECM™ solution
Real estate Claims Management between developers and the bank.
RCM™ solution
Returned Cheque Management.
Capabilities…
Proven Solution and Services.
Highly Automated solutions.
Operational Reporting Solution
A highly configurable system to define and generate on-demand reports from core banking systems and/or other data sources in multiple languages with full capabilities of handling data elements, business meaning, and mapping. A big list of operational report templates is available for all bank business lines based on core banking system.
Data ETL and Consolidation system
A system used to consolidate different data sources into one database (data warehouse or big data) after data mapping and business rules configuration. The solution requires BanKCube™ data services.
Document Capturing and Archiving system
A document scanning system integrated with core banking system and archiving system. Core banking system sends transaction details to the DocCap™ which in turn scans and archives related documents and sends back a notification (including archived documents reference) to the core for job completion.
Data Masking system
The system secures all customer-sensitive data elements for non-production environments in the bank using advanced techniques covering all data types; keeping the system working with meaningful data elements and integrated with all other systems. DSS™ can handle unlimited number of systems and different types of databases with fast process for masking, scrambling, and other data security functions
Enterprise Reconciliation Solution
Reconciles multi-sources with multi- destinations including core banking system based on business defined rules to generate reconciliation reports and a set of actions. The system is integrated with core banking system and other sources to collect data for reconciliation including Nostro/Vostro, credit cards, cheques, and others.
Assets Operations Management Platform
A platform supports all assets related operations for assets’ leasing or financing. All external parties will be provided with web portals to be fully included in the asset leasing or financing process. The system covers conventional and Islamic Financing. Can be linked to our eCommerce platform and marketplace
Business Authorization Platform
A platform for transactional & non-transactional business authorizations like overdrafts, special FX deals, returned cheques, and other exceptional handling processes. It provides corporate, retail, and treasury businesses with full capability to handle any exceptional approvals based on the bank defined authorization matrix.
Data Services Platform
A platform for data preparation and services. It supports instant customer services by providing online data services for reports, inquiries, data feeds, statements, letters, advices, and agreements for bank end users or for different bank channels including branches, call centers, internet banking, and mobile banking. It is fully integrated with core banking system.
Bank Market Place
A platform to accommodate the Bank marketplace for different corporate customer asset offers like real estate, cars …etc; and complement these offers with bank financing services by providing initial loan offer on the selected items. This is part of a bigger eCommerce platform.
PDF Documents Generation Solution
PDF/document generation solution for statements, advices, letters, contracts, and agreements based on predefined templates to generate PDF documents for end user direct printing, or sending as email attachment, or passing document to other digital solution like internet banking and mobile banking. It has full document design capabilities with multi data sources, documents generation scheduler, and many other features. It is fully integrated with core banking system.
Digital Signature Capturing and Trxns Authorization System
A digital signature capturing and authorization solution that is fully integrated core banking system, ECC, and related capturing devices. It has full signature administration and registration, digital device enablement, online customer authentication, and different authentication mechanisms. It is fully integrated with core banking system for signature capturing and signature authorization.
Escrow account and real estate off-plan sales management system
A platform manages real estate off-plan sales/ rent operations & escrow account management. It covers related parties including developers and related RE projects and related units, consulting offices, legal accountants, selling agents, selling to buyers, and off-plan sales governance.
Merchant Cash Advance solution
MCA™ provides merchant SMEs with cash advance services based on merchants’ transactions volume and history of completed, approved, and settled transactions accepted through their POS. The solution targets SMEs merchants (or any selected customer segments) that have bank acquiring POS devices connected to the bank under bank license. Those merchants automatically included for eligibility check for cash advance payment service, subjected to meet the Bank’s parameters and criteria. MCA™ has configured merchants’ criteria parameters to sort up all merchants that meet the conditions to be eligible for the cash advance payment. Matching rules could be defined for number of parameters and conditions. The solution has static data definitions, advanced parameters, cash advance calculation engine, repayment parameters, eligibility criteria setup, and fees setup, in addition to full user access controls, dashboards, reports, and integration needs.
Returned Cheque Management (RCM™) Solution
The solution manages the return cheques and the process between the banks and the customer.
Digital Customer Onboarding solution
Provides full capabilities for online customer onboarding and integration with core banking system for customer and account creation. It provides access for public customers and bank internal users. It covers customer registration, application processing, and customer account activation.
Procurement Management System solution
Provides full capabilities between the bank and the suppliers to manage the procurement process starting from department requirements, and purchase requests until PO issuance. The solution provides the bank end users with an operational portal and provides suppliers with a vendor portal.
Invoices Management System
The solution provides the bank end users with an operational portal and provides suppliers with a vendor portal. Invoice/payment process automation will follow bank/ company defined workflows and payment authorization approval process.
Real estate (RE) Claims Management between developers and the bank
Provides the RE developer a mechanism to claim payment from the bank based on agreed payment terms between the RE developer and the bank for the bank financed RE units. The solution provides an internet portal for RE developers to initiate claims and validate payment status, and provides a web portal for bank users to validate, authorize, and payment processing.
Services and Systems
Accelerators
for Core System
Implementations
(Temenos T24 and other core banking systems)
We cover end-to-end data migration services including source and destination data analysis, business rules definition, data mapping between legacy and new core systems, source data extraction, data transformation, and uploads. We are experts in core banking system Data Migrations.
Data Migration Reconciliation is executed based on structured project plan in alignment with key stakeholders like business, finance, and IT. Based on data mapping sheets and business rules we extract data from source system and data from destination system after migration for financial and nonfinancial reconciliation. We are experts in data migration reconciliation between Legacy system and core banking system.
This service will provide full data elements business meaning documentation for core system and other main systems in the bank. This business dictionary will be used by business teams for reporting, dashboards generation, data consolidation, data warehouse utilization or any other data purposes without the need to do repeatable data mapping work
Consolidate different data sources to generate one structured database for reporting, dashboards, Data warehouse, and any required data feeds.
During data migration, the core banking system may require data that does not exist or has untransferable contents in the legacy system. In this case, we work with business and IT to build clean data sets for migration that will be used as a new data source replacing legacy related data parts.
Implement our banking solutions and services using project management best practices. A Structured team will be responsible for project delivery.
Perform Business and technology requirements analysis and Process analysis and generate business requirements documents (BRDs). Performs solution design based on requirements and generates functional specification documents (FSDs). This will be done with alignment with bank business and IT.
Perform systems Integration analysis and design and generate Integration Requirements Documents (IRDs) including sample technical integration details with all other systems including the core system.
As a part of our solutions or platforms implementation that has B2B services in nature, we implement external portals to involve external 3rd parties in the business process to have end-to-end automated operations and maximize customer instant services.
In certain cases and based on customer needs, we can be involved in existing systems implementations and provide our view and recommendations for enhancements.
In certain cases and based on customer needs, we can provide senior resource for certain banking topics like business analysts, program/project manager, infrastructure support resource, IT operations support resource, …etc.
BanKCube™ has many successful systems implementations and business services projects in KSA and Jordan for banking sector.
Quality Assurance Reviews
Project Performance Reviews
Team Performance Reviews
One Team Approach
Skill Transfer
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